Aave rolls out V4 testnet with developer preview of upcoming “Pro” experience

  • The upgrade introduces unified Liquidity Hubs to replace fragmented markets.
  • Spokes introduces modular lending setups with independent risks.
  • V4 aims to enhance capital efficiency and open new grounds for developers.

Lending protocol Aave is preparing for one of its most ground-breaking upgrades.

Two days after unveiling a mobile savings app, the team has released the update’s testnet, signalling progress towards Aave V4, which aims to change how liquidity moves within the protocol.

V4 will replace the common multi-market system with an innovative, unified “Hub and Spoke” architecture.

The version 4 update aims to transform how decentralized finance lending works, prioritising developers looking to launch risk markets or experiment with assets that do not perfectly fit into Aave’s current structure.

The official blog highlighted:

Each L1 or L2 will have at least one Aave V4 Liquidity Hub, with the potential for multiple Hubs per network. Spokes allow for greater experimentation within these ecosystems without liquidity becoming a limiting factor. This design makes it easier to support new risk profiles and enable innovation without fragmenting liquidity, while also providing a way to seed liquidity for new Spokes.

To understand why the V4 upgrade matters, let’s check how Aave V3 operates and the challenges that pushed the team to seek a flexible model.

A glance at Aave V3

Each market works independently in Aave version 3.

Deployments like Ethereum Prime and Ethereum Core maintain their own asset lists and liquidity pools.

Individuals supply to a definite market, and they can only borrow from that avenue.

While this structure is helpful for risk separation, it creates some crucial limitations.

For instance, liquidity stuck in a certain market cannot support borrowing in another.

Also, building new markets requires bootstrapping funds from scratch.

That slows adoption while fragmenting the entire user base.

Further, governance becomes challenging and experimentation heavier as each distinct market requires its unique pool.

The Aave team added:

It also limits economies of scale for borrowing and makes it harder to support novel assets or implement unique borrow configurations, which end up siloed and harder to use.

A unified Liquidity Hub to replace independent markets

Meanwhile, version 4 overhauls the Aave lending ecosystem with a Liquidity Hub, which is a shared pool comprising assets for the whole platform.

The innovative Hub serves as the only source of liquidity, ensuring that borrowers and suppliers leverage the same capital base, replacing segmented ones.

Most importantly, users will not interact with the Hub directly, though all deposits will eventually end up there.

The Hub handles everything, including interest calculations, accounting, and borrowing limits.

Each L1 or L2 platform can host at least one Hub, except chains with specialised needs or massive traffic.

The team expects this consolidation to substantially enhance capital efficiency by reducing idle liquidity and enriching borrowing conditions.

AAVE outlook

Aave’s native token displayed significant selling pressure on its daily chart.

It lost more than 6% the past 24 hours to $166.

The 27% dip in daily trading volume confirms bearish sentiment in AAVE.

Meanwhile, its downward stance coincides with the broader weakness.

The global cryptocurrency market cap declined by over 4% the past day to $3.04 trillion as Bitcoin plummeted below $90,000, trading at $89,478.

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Shiba Inu price slips despite payment card and 114M token giveaway launch: here’s why

  • Whale selling and market fear push the Shiba Inu price lower.
  • SHIB card launches with zero fees and free rewards for early users.
  • Technical weakness keeps SHIB below key moving averages and support.

Shiba Inu price is facing renewed pressure despite the launch of an innovative SHIB-branded payment card and a major token giveaway.

While the launch of the SHIB card and accompanying SHIB rewards is a high-profile attempt to stimulate activity, the memecoin’s technical and market fundamentals suggest ongoing headwinds.

Shiba Inu launches SHIB payment card and rewards

Shiba Inu has partnered with digital asset exchange Bitget to introduce a custom SHIB-themed payment card, marking a step toward mainstream crypto adoption.

The SHIB card allows users to spend up to $400 per month in crypto with zero fees, including no conversion costs, foreign exchange fees, or hidden spreads.

Opening the Bitget Wallet Card is completely free, lowering the barrier for new users eager to integrate SHIB into daily transactions.

To celebrate the launch, the Shiba Inu ecosystem also rolled out a generous rewards program.

The first 100 users to claim the SHIB × Bitget Wallet Card will share a pool of 114,678,899 SHIB, while all subsequent participants receive $5 in SHIB.

The promotion runs from November 19 to November 26, with all rewards set to be distributed on November 28.

According to the official Shiba Inu X account, this campaign is designed to show the world how the ShibArmy can spend crypto, combining utility with community incentives.

Market headwinds weigh on Shiba Inu price

Despite these positive developments, the Shiba Inu price has dipped 3.83% in the past 24 hours, underperforming the broader crypto market, which fell 3.2%.

The decline extends the token’s seven-day loss of 12.32%, reflecting weak technical signals and heightened market risk aversion.

A major factor behind the drop is significant whale activity, with over 60 billion SHIB moved to exchanges in the past 24 hours.

Large inflows often precede selling, particularly in low-liquidity conditions, amplifying the risk of price declines as buyers struggle to absorb the additional supply.

Investor sentiment has also played a role, as the Fear & Greed Index shows “Extreme Fear” at 16/100.

Bitcoin dominance has also risen to 58.44%, signalling a rotation of capital away from riskier altcoins like Shiba Inu.

SHIB’s high-beta nature makes it particularly vulnerable during periods of market-wide risk aversion, and its lack of intrinsic utility exacerbates the impact.

Metrics reflecting the altcoin season indicate a diminishing appetite for speculative tokens, further weighing on the SHIB price.

Technical analysis signals a bear market

From a technical analysis standpoint, Shiba Inu (SHIB) continues to trade below key moving averages, with the 7-day SMA at $0.000009027 and the 30-day SMA at $0.0000097059.

In addition, the RSI sits at 39.04, indicating no oversold conditions and limited upward pressure from buyers.

Furthermore, the volume contraction of 22.57% reinforces the lack of momentum, suggesting that even moderate selling could push the price lower.

According to the analysis, the June low of $0.0000083 serves as a critical support.

Shiba Inu price outlook

While the launch of the SHIB × Bitget Wallet Card and the 114M SHIB giveaway have generated excitement, they have not offset broader market and technical challenges.

Whale selling pressure, extreme fear sentiment, and weak technical indicators could limit the short-term impact of SHIB card adoption and reward incentives.

As a result, traders should watch the November low of $0.00000843, especially if exchange inflows persist.

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SOL dips below $140 as market sentiment remains bearish

Key takeaways

  • Solana is down by less than 1% and is currently trading below $140.
  • Canary Capital and Fidelity announced the launch of their spot Solana ETFs SOLC and FSOL on Tuesday.

SOL down 1% despite positive fundamentals

SOL, the native coin of the Solana blockchain, is down by less than 1% in the last 24 hours and is currently trading below $140. This bearish performance comes despite Canary Capital and Fidelity announcing the launch of their spot Solana Exchange Traded Funds (ETFs), SOLC and FSOL, on Tuesday.

The news boosted market sentiment amid growing institutional investors. However, it didn’t translate into a positive rally for SOL, as the coin continues to eye the weekly support level around $128. 

Fidelity became the fourth asset manager to launch an SOL ETF and also added a staking feature to the fund. This latest development indicates growing institutional interest in Solana-based investment products, which could become a bullish outlook for SOL in the long term. 

SOL could retest the $128 low as bearish momentum persists

The SOL/USD daily chart is bearish and efficient as Solana has underperformed over the past few days. SOL faced rejection at the daily level of $168.79 last week and has lost over 22% of its value since then. At press time, SOL is trading above $136 per coin after hitting the $144 level on Tuesday. 

SOL/USD Daily Chart

If the current support level at $128.68 continues to hold, SOL could extend the recovery toward the next major resistance and TLQ level at $160. The RSI on the daily chart currently stands at 34, indicating that the bearish trend remains strong.

However, if SOL’s daily candle closes below $128.68 over the next few hours, the coin could extend its decline toward the next daily support at $118. Currently, the trend and order flow are negative, indicating that sellers are in control.

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Bitcoin ATMs appear in Nairobi malls as Kenya’s new crypto law faces early compliance test

  • They appeared soon after the Virtual Assets Service Providers Act of 2025 took effect.
  • CoinATMradar currently lists two Bitcoin ATMs in Kenya.
  • The Central Bank of Kenya and the Capital Markets Authority say no VASP is licensed yet.

Bitcoin ATMs have surfaced across major shopping malls in Nairobi, only days after Kenya activated its first comprehensive crypto law, creating an unexpected test for regulators who have not yet authorised any crypto provider to operate.

The machines, branded Bankless Bitcoin, appeared beside traditional bank kiosks and offered cash to crypto services to shoppers.

Their arrival coincides with the early phase of Kenya’s Virtual Assets Service Providers Act of 2025, which came into effect on 4 November and set the first formal rules for crypto businesses.

Gaps in licensing

Local outlet Capital News confirmed that multiple malls in Nairobi had new machines installed, expanding beyond earlier attempts to introduce crypto ATMs in Kenya.

In 2018, The East African reported that BitClub deployed Bitcoin ATMs in the city, although the machines never reached mainstream retail spaces and adoption remained limited.

Kenya currently has two reported Bitcoin ATMs, making the latest installations notable for their placement in high-traffic commercial environments.

Regulators signal caution

The new law assigns oversight responsibilities to two regulators. The Central Bank of Kenya will handle payment and custody functions, while the Capital Markets Authority will regulate investment and trading activity.

However, the regulations required to begin licensing crypto firms have not yet been issued.

In a joint notice released on Tuesday, the Central Bank of Kenya and the Capital Markets Authority stated that they have not licensed any VASP to operate in or from Kenya under the new Act.

They also warned that companies claiming authorisation are doing so without approval.

The National Treasury is developing the regulatory framework that will decide when licensing can begin, placing operators in a temporary environment where the law exists but permissions do not.

This creates a visible gap. Bitcoin ATMs are entering public spaces even as regulators tell the public that no provider has met the requirements laid out in the law.

The contrast places pressure on authorities to clarify enforcement and could shape how crypto firms approach compliance in the near term.

Informal use grows

The spread of Bitcoin ATMs into high end malls highlights Kenya’s evolving crypto landscape.

Capital News reported that Bitcoin usage has long been active in lower income neighbourhoods such as Kibera, where residents use BTC as a form of banking in areas with limited access to formal financial services.

People have relied on crypto to store value without extensive documentation or traditional banking infrastructure.

The shift from informal areas to upscale malls suggests that consumer interest is expanding even while regulatory conditions remain unsettled.

The coexistence of visible infrastructure and incomplete licensing rules places Kenya at an early crossroads as it moves from a largely informal crypto market to a regulated one.

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Litecoin Price Forecast: Weak demand could push LTC below $90

Key takeaways

  • LTC is down 1.7% in the last 24 hours and is trading above $93 per coin.
  • The bearish performance comes amid weakening demand.

LTC stays below $100

The cryptocurrency market has underperformed earlier this week, but the selling pressure has subsided in the past few hours. Litecoin is currently down by 1% in the last 24 hours and is currently trading above $93, down from the $95 weekly high it reached a few hours ago.

Despite the recent price action, the fundamentals for Litecoin remain neutral. The total supply of LTC coins in profit dropped to 57%, creating a heavy selling activity, with investors posting a combination of loss realization and profit-taking in the past few days.

According to the data obtained from Santiment, the distribution comes mainly from investors who purchased the cryptocurrencies over the last two months. 

This weakness is also significant across US spot Litecoin exchange-traded funds (ETFs) as they have failed to attract demand. 

Data obtained from SoSoValue shows that since the launch of the Litecoin ETFs in October, they have attracted a cumulative net inflow of $7.26 million, according to SoSoValue data. The only spot Litecoin ETF available in the US is Canary’s LTCC.

On the derivatives market, Litecoin’s funding rates flashed negative twice over the last two days. This indicates short traders are gaining momentum in the Litecoin market. Litecoin’s Open Interest (OI) has recovered slightly to 5.57 million LTC but remains far from pre-October 10 leverage-flush levels of 8.80 million LTC.

LTC could retest the $90 support level

The LTC/USD daily chart remains bearish and inefficient as the coin has lost 8% of its value in the last seven days. Litecoin dipped to the $90.2 support level on Tuesday but quickly rallied to the $95.4 resistance area. It failed to overcome the $95 resistance area and is now trading above $93.66. 

LTC/USD Daily Chart

The Relative Strength Index (RSI) and Stochastic Oscillator (Stoch) are below their neutral levels, indicating that the bears are currently in control of the market. 

If the bullish recovery continues, LTC could rally above the $116 efficiency level over the next few hours. However, LTC could drop to the $80 support level if the bulls fail to defend the $90.2 region.

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