Monat: Juli 2025

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PayPal launches “Pay with Crypto” to help US merchants accept digital asset payments

  • Businesses can now accept over 100 cryptocurrencies with near-instant conversions.
  • Pay with Crypto reduces transaction costs by up to 90%.
  • US merchants are now connected to a $4T market and over 650M crypto users

Indeed, the latest stablecoin regulation in the United States was a game-changer.

Besides bolstering bullish momentum, the GENIUS Act has seen many firms stepping deeper into the future of fintech.

To support the increasing cryptocurrency adoption, PayPal has rolled out Pay with Crypto.

The new product will allow US-based merchants to accept payments in over 100 different coins, including stablecoins, Bitcoin, Ethereum, and Solana.

The best part. Businesses can automatically convert the received tokens to stablecoin or fiat with a 0.99% transaction fee.

The new feature reduces the costs traditionally linked to cross-border transactions.

Most businesses that operate internationally suffer from high fees, complex banking requirements, and delays.

PayPal aims to solve this through a smoother payment process.

It also unlocks global growth with a borderless customer base.

PayPal CEO and President Alex Chriss says:

Businesses of all sizes face incredible pressure when growing globally, from increased costs for accepting international payments to complex integrations. Today, we’re removing these barriers and helping every business of every size achieve its goals.

Solving the international payment crisis

Businesses globally lose billions yearly through international payment models.

Delayed settlements, unpredictable exchange rates, and credit card fees have dented global trade.

That is where Pay with Crypto comes in.

PayPal introduces instant crypto-to-stablecoin or fiat conversion in an already colossal financial infrastructure.
Furthermore, merchants will not have to worry about the technical side of digital asset transactions.

PayPal promises to handle everything, including minimizing volatility, to ensure simplicity without compromising speed and security.
Also, merchants can use PayPal’s Pay with Crypto to increase their profit margins.

For instance, they will enjoy up to 90% lower processing fees compared to credit cards.

Also, businesses that hold their funds as PYUSD (PayPal’s stablecoin) will earn rewards.

Chriss added:

Imagine a shopper in Guatemala buying a special gift from a merchant in Oklahoma City. Using PayPal’s open platform, the business can accept crypto, pay lower fees, and grow their business – all in one simple step.

What’s next?

All merchants in the US will access PayPal’s Pay with Crypto feature in the coming weeks, allowing them to receive payments in over 100 supported digital tokens.

Businesses can link with trusted wallets like Coinbase, Exodus, OKX, and MetaMask to enjoy instant conversion from crypto to stablecoins like USDT or fiat.

United States citizens will soon use digital currencies like ETH, BTC, and SOL to pay for goods and services.

Meanwhile, PayPal is establishing itself as a pioneer amid growing crypto adoption.

Recently, it integrated with Arbitrum to support PYUSD growth.

Moreover, OKX tapped PayPal to simplify cryptocurrency purchases across Europe.

These developments come as digital currencies gain ground in the financial landscape.

The global crypto market cap hovers at $3.93 trillion after correcting from recent highs above $4 trillion.

The post PayPal launches “Pay with Crypto” to help US merchants accept digital asset payments appeared first on CoinJournal.

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Pendle TVL surpasses $7B ATH as new catalysts emerge: what’s next?

  • The protocol’s TVL touched $7.02 billion today.
  • Upcoming developments like Boros, HyperEVM, and Converge suggest continued growth.
  • PENDLE’s price has turned bullish after an 8% rally.

Tokenization platform Pendle has attained a new all-time high in total value locked today, hitting $7.021 billion.

It has topped June 2024’s historical peak of $7.013 billion.

The timing could not be better.

The TVL milestone comes as Pendle awaits vital developments in the coming weeks and months, including hyperEVL expansion, Boros release, and Converge launch.

Meanwhile, the total value locked surge signals more capital as users trust Pendle’s yield-trading mechanism, especially following the latest stablecoin regulation.

Digital tokens backed by real-world assets have seen increased appetite since the US signed the GENIUS Act.

This article evaluates what to expect as the protocol braces for key catalysts.

HyperEVM expansion sparks bullish momentum

Pendle has remained on the crypto community’s radar as it prepares to launch HyperEVM.

Speculations suggest that this fastest-growing and most active EVM-compatible chain might go live as soon as this week.

HyperEVM will enhance the protocol’s cross-chain interoperability and access to new audiences.

The upcoming product is more than a Layer 1 or Layer 2.

HyperEVM is ushering in the next generation of DeFi apps.

Pendle’s early integration would enhance its appeal for collaborations, user activity, and new markets for magnified liquidity.

The team launched Hyperwaverfi on July 23 to prepare for the HyperEVM launch.

Boros to unlock new utility

Another catalyst positioning PENDLE for continued growth is the Boros product.

While details remain scarce, Boros aims to significantly improve the ecosystem’s TAM (Total Addressable Market) and introduce new utility for yield-bearing assets.

Some suggest that it will allow traders to trade funding rates without interacting with perps and lock in fixed rates.

The product is scheduled for an August release and would cement Pendle’s value proposition as it attracts more capital and users.

Converge alliance adds momentum

Pendle is among the top partners of the upcoming Converge platform, signaling a deeper connection with modular DeFi protocols.

The tokenization platform will help unlock yield-trading on multiple dollarized assets.

The collaboration reflects Pendle’s commitment to on-chain finance.

It will likely boost the blockchain’s usage and visibility, translating to more benefits for PENDLE holders.

According to Converge:

Tokenized assets need predictable, liquid, and composable yield rails. By building on Converge, Pendle brings fixed-rate products, yield hedging, and liquidity strategies to tokenized securities and institutional-grade dollar instruments.

The upcoming launches, stablecoin growth, and protocol expansion will likely trigger more growth for Pendle in the coming times.

PENDLE price outlook

The altcoin trades at $4.72 after an impressive performance over the past 24 hours.

Overcoming the crucial resistance between $4.80 and $4.90 could support substantial gains towards $9.

PENDLE trades above the 50- and 100 Exponential Moving Averages on the 1D chart, signaling an upside momentum.

Positive broad market sentiments amid the upcoming Pendle catalysts position the altcoin for significant growth in the coming weeks and months.

The post Pendle TVL surpasses $7B ATH as new catalysts emerge: what’s next? appeared first on CoinJournal.